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Layaway Vacation Packages To Disney | Payment Plan

Reservations hotline: 1 (407) 397-9818 – Guest Services and general 1 (407) 397-1210

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Spread your vacation costs with our layaway vacation packages to Disney installment plan!

First of all – it is our mission to help everyone book their next Disney vacation in Orlando Florida easily! For families wishing to budget their vacations – VillaDirect created the Layaway and Stay installment option. This simple option allows our guests to S-T-R-E-T-C-H  their cash even further.

Layaway and stay vacation payment plan features:


No “lump sum” payments.

Easy to manage.

Meet your cash-flow needs!

No hidden fees – everything up-front.

Use the Layaway and Stay vacation payment plan

Your family can come and enjoy Disney and everything that Orlando has to offer without “breaking the bank.” For as little as $99 down – you can book and S-P-R-E-A-D your payments over time. This makes it so much easier to budget the most memorable vacation you ever had.

The VillaDirect Layaway and Stay installment option is simple and easy. Just make a low down payment today to “lock-in” your reservation and rate – and then we’ll set up an easy payment plan for you to pay the balance before you arrive.

There are no hidden fees and it is EASY. Your initial payment includes all of the administration and set-up fees, so you don’t have to worry about hidden interest or extra fees. Choose to make your planned payments by debit or credit card. We work out a simple payment plan with you, that clears your reservation balance before you arrive – so that you can ENJOY your vacation knowing that everything has been paid for in advance.


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Detailed terms of Layaway and Stay installment payment plan

The Lay-Away-And-Stay vacation payment plan is available to all guests. There is no interest fee for the Lay-Away-And-Stay vacation payment plan, provided payments are made as agreed, save as defined below for default, or as listed and shown on the payment plan agreement. A simple Set-up and Administration fee is charged, based on the value of the reservation rental rate only as shown below. Also, the Lay-Away-And-Stay vacation payment plan can be combined with any other current offer.


Guests can choose to make equal monthly, or bi-weekly payments using a valid debit or credit card to pay equal payments to the remaining balance of their reservation. Final payment is due on the Friday 30 days before arrival for MONTHLY payment plans, and on the Friday 14 days before arrival for BI-WEEKLY payment plans.

Guests are required to complete, sign, and return the Lay-Away-And-Stay payment plan agreement form that is sent with the combined booking confirmation after the reservation is made and deposit paid.


An initial deposit of $99 is required to secure the reservation plus the layaway set-up fee. The layaway set-up fee is based on the reservation amount. $70 is payable on rental rates at or below $999, $85 on rental rates between $1,000 and $1,999, $100 payable on rental rates between $2,000 and $2,999, $115 payable on rental rates between $3,000 and $3,999, $130 payable on rental rates between $4,000 and $4,999, $145 payable on rental rates between $5,000 and $5,999, $160 payable on rental rates between $6,000 and $6,999, $175 payable on rental rates between $7,000 and $7,999, $190 payable on rental rates between $8,000 and $8,999, $205 payable on rental rates between $9,000 and $9,999, $220 payable on rental rates above $10,000. Please note that the layaway set-up fee and deposit are non-refundable. The layaway set-up fee does not count as payment towards the reservation.


You must use a debit or credit card on which the expiration date occurs after the date of arrival. Furthermore, complete payment must be received before stay at the reserved accommodation. Therefore, funds for payments must be available on the due date agreed. Failure to make complete payment of all due fees by the due date will result in refusal by the company to provide any accommodation, and will also result in a penalty retention of 25% of the total charges due or retention of paid amount (whichever is the lesser amount).


Bookings made within 60 days of the arrival must be paid in full at time of reservation. Bookings made over 60 days before the arrival date can make a payment plan of either bi-weekly or monthly payments.


Returning guests who book at least four months in advance of the arrival date (using the Lay-Away-And-Stay vacation payment plan) will receive a 5% returning guest discount also. Please ask your reservations agent for details.


A $35 fee will be levied against the deposit for the first payment returned unpaid. A $60 fee will be levied against the deposit for the second payment returned unpaid. If payment is declined a third time, the reservation will be canceled in full with no refund available to the guest.


Finally, all reservations made under the payment plan are also subject to our terms and conditions of rental.

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